Blog - Capitalworx

Your Ultimate Guide to Choosing the Right Coverage for Life Insurance in India

Unlocking the world of life insurance in India is like embarking on a financial adventure. Imagine your loved ones living carefree even if you’re not around – that’s the magic of life insurance. Wondering how much coverage to aim for? Experts recommend 10-15 times your annual income for a secure future. When it comes to the big choice – term insurance vs whole life insurance – simplicity and affordability make term insurance a superhero choice. It’s like a financial safety net, ensuring your family’s well-being. Remember, life insurance is just one puzzle piece; weave it with investments and goals for a masterpiece of financial freedom.

Your Life is at Risk. Do you have Risk Management in Place?

How about financial risks? We have always been surrounded by them.
We need financial risk management measures in place just like we have in daily life.

World Heart Day: Keep Your Heart Healthy and Secure with Health Insurance

World Heart Day: Keep Your Heart Healthy and Secure with Health Insurance
Hey there, folks! It’s World Heart Day, and we’re here to chat about something really important – your ticker! Yep, that’s your heart. It’s the engine that keeps your body running, so we better make sure it’s in tip-top shape. Your heart is like a superhero, working 24/7 to keep you alive. But sometimes, we forget to give it the love and care it deserves. It’s time to change that. Exercise, eat smart, and chill out to keep your heart happy.
Now, let’s talk about another superhero – health insurance. Imagine it as a shield that protects you in times of need. Life is full of surprises, and sometimes, those surprises involve hospital bills. Health insurance steps in to save the day. It covers medical expenses, so you don’t have to empty your pockets. Remember, it’s not just about today; it’s about securing your future. A healthy heart and health insurance go hand in hand. So, let’s celebrate World Heart Day by giving our hearts the love they deserve and by securing our health for the long run. Happy World Heart Day!

Wise Asset Allocation with Mutual Funds in India – A Layman’s Guide

Are you ready to take charge of your financial future and make your money work harder for you? In this guide, we’ll walk you through wise asset allocation using mutual funds in India. Learn how to set financial goals, assess risk tolerance, and pick the right mutual fund categories like equity, debt, and hybrid funds. Diversify your portfolio, periodically re-balance, and follow safeguards to stay ahead in the investment game. Discover the pros and cons of mutual funds and embrace a simple yet effective approach to achieve your financial dreams. Let’s master mutual funds together and secure a brighter financial future!

Why is Power of Compounding called the Eighth Wonder of the World?

“Compound interest is the eighth wonder of the world. He who understands it earns it… he who doesn’t… pays it.” ~Albert Einstein. Consider the above statement carefully. It would be a lot better to be on the earning side, which is also, the understanding side.

Why is Long Term SIP a No-Brainer?

there is a secret to make long term SIP successful and that is, you avoid timing the market. Put simply, it means that you are not looking for an opportune time to invest, rather you are deciding to stay invested across multiple market cycles.

Debt – Your First Obstacle for Financial Freedom

Debt is your first obstacle for achieving financial freedom. It is a legal and moral obligation to the lender which brings the borrower into servitude.

What’s the Return I’ll Get on my Income Tax Return?

There are numerous well-meaning, decent people all around us who are not financially aware, because of which, they make ignorant and rash decisions which ruin their lives.

What is the I.D.E.A.S investment plan?

Step 1. I – Identify your goalsStep 2. D – Determine time available to achieve your goalsStep 3. E – Estimate the funds needed to achieve your goalsStep 4. A – Assess your risk-taking capacityStep 5. S – Start Now

Invest Money for My Child’s Future – How?

Majority of parents are worried about investing right for their children’s bright future. A simple search on Google reveals that the media is almost totally covered by insurance companies offering traditional and unit linked plans in the name of child benefit plans.