Capitalworx

Let us make your money work harder

Follow me on Linkedin!

mutual funds

How to Master Asset Allocation through Mutual Funds Investing in India

Asset Allocation through Mutual Fund Investing in India can be a bit like navigating a dense forest. Early on, I made the mistake of diving in without a map, putting all my money into a single fund. It was like buying my first toy and playing with it day and night. But soon, I realized the importance of spreading my investments, just like having a variety of toys to enjoy. Asset allocation became my compass. It’s the art of dividing your investments wisely, like having different snacks on a plate. This strategy helps manage risk, provides consistent returns, and ensures peaceful nights knowing your financial future is secure. So, remember, diversify, plan, and embrace the power of asset allocation in your mutual fund journey.

Read More

How to Understand SEBI’s Proposal to Allow Mutual Funds to Charge Higher Expenses for Direct Plans

SEBI is considering allowing mutual funds to charge higher expenses for direct plans. This is because direct plans have been growing at a much faster rate than regular plans in recent years. If SEBI goes ahead with this proposal, it could have a significant impact on investors, who could see their expenses go up by a few basis points. Investors can do a few things to prepare for this change, such as comparing the expense ratios of direct and regular plans, considering investing in index funds, and investing in direct plans through a discount broker.

Read More

How to Invest in Mutual Funds in India: A Beginner’s Guide

Mutual funds are a popular investment option in India, but with so many different funds to choose from, it can be difficult to know where to start. This blog post will provide you with a step-by-step guide on how to choose the right mutual fund for your needs. The first step is to determine your investment goals. Are you saving for retirement? A child’s education? A down payment on a house? Once you know your goals, you can start to narrow down your choices. The next step is to consider your risk tolerance. How much risk are you comfortable with? Equity funds are more risky than debt funds, but they also have the potential to generate higher returns. If you are not comfortable with risk, you may want to choose a debt fund. The final step is to research different funds. Read the fund’s prospectus and financial statements. Talk to professional mutual fund distributor if you need help. By following these steps, you can choose the right mutual fund for your needs and start growing your wealth.

Read More

Financial Planning and Goal Setting – The Basics

Many people have the desire to get their finances in order but they don’t get far with it. Perhaps, it is because they do not have a systematic process to follow. If you are one of those, I have here the basics of financial planning and goal setting, for you. Adequate Risk Cover: The first […]

Read More
Scroll to top