We work on a distributorship model for mutual funds, curated stock portfolios in direct equity, portfolio management services and for health and life insurance products. The commissions on these products range approximately from 0.3% to 1% on mutual funds and curated portfolios of stocks. PMS charges are approximately in the range of 5-10% depending on various factors including performance, of which we receive 40% as a channel partner. Insurance products commissions range approximately from 25-40% in the first year and 2-15% in the following years. We do not use commissions as a criteria for our suggestions. We base it on our research and suitability of the product for the client.